I have broke two resolutions so far and it's only January 9th! Yikes! The spending freeze got unfrozen. Chris splurged on some items for the WII (awesome deal) and then I bought the bodybugg. Argh! I feel totally guilty for this so I need to refocus on my financial goals. Maybe setting a goal will help with this process. Yes, we have a goal of what it is but we don't have a goal of the target fund. Maybe I need a financial goal of saving $1000 a month for house stuff and by June we should have $6000. Maybe that will get my attention and focus. The other resolution, well, I can't say what that is but my boss noted to me "Tell me how that works for ya" and it worked for a couple of days but BOOM! back into my same old behaviors. That goal wasn't realistic at all but I had good intentions! Really, I did!
So I'm a total sucker. I got enamored but the bodybugg that was shown on the Biggest Loser this week. Did some research on it and thought "Wow, this is awesome. I need this". Now what I should have done is go "Wow, that is awesome. I want that" so I then could think it over a little before purchasing it. On the chat boards, people are liking it but I still feel a tremendous amount of guilt for buying it, even though I found it for $100 off the going price because we were on a spending freeze. Okay, I officially need NOTHING now. Darn that show and their product placements! Take care all-Kellie
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Okay, here's what you need to do...
First, set aside a weekly spending level that would be realistic and still allow yourself to spend on things WHILE still saving money....
For example, allow yourself $25 or $50 a week to spend on WHATEVER. We're adults. We work. If we want something, we should be allowed to get it especially if you're paying cash for it (and not credit). So, each month you can spend $100 (or, $200 if it's 50$ a week)... spend this money without the guilt. If you don't need it one week, don't spend it but, allow yourself to use it the week after if something comes.
And, the rest of your money, save it up.
Then you aren't beating yourself up. You are more worthy than that!
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